$45,000.00 Government Home Down payment program
The Dufferin County Home-ownership offers you up to $45,000.00 for the down payment so you can buy your home. Is an affordable housing program and might provide you with an Read More …
Author: Jesus Del Rio
As your mortgage agent level 2 with certifications from CAAMP (Canadian Association of Accredited Mortgage Professionals), and CMBA with years of experience at Mortgage Edge, a committed to the consumer and lenders Mortgage broker with a license # 10680 & regulated by the Financial services commission of Ontario I am also a member of IMBA (Independent Mortgage Brokers Association), we observe our code of ethics and a deep customer protection philosophy .
To help our community and people in need, I became a member of the Knights of Columbus at the Humber Valley Council 3945
I also own a website optimization and marketing company Website optimization and marketing
At church I run a couple of programs trying to educate and inspire young people to facilitate their growth in faith, to serve and love our Lord, understanding that we all benefit immediately by living in a loving and caring society, visit our Confirmation and Youth group websites for more information
Processing your mortgage requires someone that can understand what you need and what is best for you in all terms, someone with the knowledge and diligence to best represent you before the lenders. For my clients I take care of the research and preparation of documents and strategies to a smooth dealing of buying a new property.
A short one on one meeting to understand my clients needs has proven to be very helpful to all to get better terms and mortgage rates from a mortgage broker!
Saved by CHIP reverse mortgage
A husbands’ passing, leaving a very emotional and financial instability and amounted financial debts for the elderly wife to settle and continue with her full of needs life, including visits Read More …
Liberals or Conservatives on Home ownership 2019
The differences exposed in the debate on our Canadian elections of 2019 on home ownership: who will you give your vote to? Home ownership has always being important, but it Read More …
Buying a home with challenging credit
Buying a home with challenging credit, may lead to stress, then stress may lead to uncertainty which may lead to fear. A person or couple buying a home with challenging Read More …
First-Time Home Buyer Incentive
“As of September 2nd 2019, Canadians interested in the First-Time Home Buyer Incentive can submit their applications for a shared equity mortgage with the Government of Canada.” (National housing strategy) Read More …
Fix Mortgage rates lower than variable
So, why should you choose a variable rate mortgage vs a fix rate mortgage? To save money of course! Since variable rates have been traditionally lower than fixed mortgage rates Read More …
Saved by a CHIP reverse mortgage
A husbands’ passing, leaving a very emotional and financial instability and amounted financial debts for the elderly wife to settle and continue with her full of needs life, including visits Read More …
Your credit
Your credit Your credit is a factor with a big influence when trying to obtain a mortgage loan learn an easy form to keep it safe All your activities made Read More …
The Shared Equity Mortgage
The Federal Government incentive is designed to help those qualifying first time home buyers to reduce their monthly mortgage carrying costs without adding to their financial payments. The “Shared Equity Read More …
Purchased the first condo using RRSP
Can I purchase a condo using my RRSPs? The question was asked by one of my clients, he had saved already over 25,000 dollars and with a good job. It Read More …
Refinance credit card debt with an equity line of credit
How to refinance credit cards? Most credit cards grant credit without having an estate as collateral, then, the risk offered by the borrower is high, as a consequence the interest Read More …
Mortgage Home Party?
We are experiencing a different home market than others that we have had in the past, many factors influence our capacity to become home-owners. If you or someone you know Read More …
UBER income for Mortgage
Are you an UBER driver? This is very important for you! Are you not but you happen to know someone who is? Whisper this to him/her. Being UBER a fairly new Read More …
Why rent when you can buy?
The cost of living in Toronto has gone up and the housing sector is one of the main factors. Is no news now that the prices of residential properties are Read More …
Real estate investment trust – Your property
Throughout the year 2018, some topics like “Mortgage rates” and “Home Prices” kept dominating the headlines on our newspapers and media making some of my clients postpone entertaining their home Read More …
Stress test mortgage qualifying rate
Stress test mortgage qualifying rate The office of the Superintendent of Financial Institutions Canada has introduced a new Stress test mortgage qualifying rate coming to effect on January 1, 2018. “Quote: Read More …
Managing your mortgage
The following is a smart edition prepared by CHMC and the Government of Canada and distributed to help advise our Mortgage Edge clients about the importance of managing a mortgage. Read More …
Mortgage rates are going up despasito
In the past couple of weeks since the Bank of Canada publicly increased the interest rate to 0.75% from 0.50%, we have been notified of by our numerous lenders that Read More …
Bank of Canada raises interest rate to 0.75%
Bank of Canada raises interest rate to 0.75% from 0.5% This increase is applied directly to the overnight key lending rate. This means that the Bank of Canada feels that Read More …
Life insurance now available online
Life insurance is now available online here for your convenience. Getting online what you need is very comfortable and allows us to save time and money. Using your mobile device, Read More …
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